Since I wrote the Klixxx article I can actually post it here for you now - GoFuckYourself.com

Rick Latona · 06-01-2004, 05:59 PM

Since I wrote the Klixxx article I can actually post it here for you now. Clearly the other thread got the point lost.

Anyway, here was the article:

Chargebacks

You don?t have to be unethical to have chargeback problems. Sparse content and aggressive marketing methods are only two potential causes of chargebacks. The bottom line is that any program doing significant joins has to deal with the issue. There are a number of factors that can cause you to go above the 1% chargeback ratio that Visa allows, including natural attrition, your members? area, webmaster fraud, support issues, cross sells and your price point to consumers. If you want to stay below the 1% mark, you?ll need to deal with every one of these points.

The other day I was reading the Terms and Conditions for processing through Jettis and I noticed a clause in their contract that required you to phase out processing over a 6 month period if you wanted to leave them as a client. This is because people rarely get notified each month when they are billed. It is quite common for a customer to notice that they have been getting billed recurrently only after some time has passed. If you don?t send new charges through the same IPSP account over and over, natural attrition of your customer base will put you over 1%. I know of one very high volume and well-known sponsor program that processed through Jettis for years and then switched to Epoch for various reasons. Recently that sponsor has had to start sending charges through Jettis again because they went over 1% by not sending them new joins. Now they will need to go back to Epoch for new joins because they will have the same problem there. What?s the solution? Get your own merchant account and run all of your primary processing through it or rotate two separate IPSPs so you don?t put all your eggs in one basket.

Technically, customers aren?t supposed to chargeback fees just because they don?t like the product. However, in reality this happens all the time. Having a great members? area will not only decrease chargebacks but will also increase your total billing! At CJ Bucks, we do everything we can to keep the customers happy including separate members? areas for each of our sites and tons of well-organized content.

This may come as a surprise, but there are many fraudulent webmasters! All program owners regularly cancel webmasters for pushing through fraudulent transactions. The frauds want to get a check from you before you?ve noticed so the key is to notice and catch them before you send the check. Most IPSPs will inform you of fraudulent webmasters, but you can always catch more than the processor by taking ownership of the issue yourself. Some methods are easier than others. One easy way to catch the crook is to look at their conversion ratios. If you have a webmaster pushing through joins at 1:3, the odds are that they are frauding you. If you show me a traffic source that converts at 1 in 3 I?ll buy all of the traffic for sale because such a thing just doesn?t exist. A much more difficult technique would be to build a system that checks to see if members login to their members? areas. If a webmaster sends five joins to you and none of those joins login to the sites, odds are that its fraudulent. The bottom line is that you must have a system in place to protect yourself against fraud. At CJ Bucks, we have many, so most crooks look for an easier target.

Your support systems can make a huge difference. When a pay site member needs support or chooses to cancel, they have two choices: go to your site and look for support channels or go to the emails they received when they joined the program. Those emails most likely came from your IPSP and contain email addresses, links and/or phone numbers. Your IPSP couldn?t possibly answer questions about your members? area or the encoding of your videos. I know of at least three sponsors who have asked their IPSP to change the information on those emails so that all requests funnel through the sponsor who actually sold the membership.

Cross sells are often blamed for the chargeback problem. Again, it?s how you use the cross sells that counts most. Some programs bury in their terms and conditions that the end user is joining more than one site while others use check boxes or even pre-checked boxes on their join page. Clearly there is a middle ground here -- your job, as a program owner, is to find that balance. I prefer the pre-checked boxes, but I leave the recurring monthly price for those memberships at 24.95 or less. I think that hooking someone up with two separate 39.95 a month memberships is just a bit too much, and, besides, the CEO of a major IPSP assures me that many banks won?t chargeback charges of less than 25 dollars.

Chargebacks are obviously an important concern of everyone involved in a sponsor program, but the issue isn?t as cut-and-dry as simply offering better content. Of course, when selling an intangible product, it never hurts to deliver above and beyond your customers? expectations, but unless you efficiently shore-up all points of potential chargeback leakage, you still might find yourself running aground with the 1% policy.

--------------------

Note: I wrote this months ago and the magazine just got mailed. I've learned a lot myself since this writing and will be posting more thoughts in a minute.

emmanuelle · 06-01-2004, 06:01 PM

Thanks for posting that

Mr Cheeks · 06-01-2004, 06:03 PM

very nice read. good job!

tbabe · 06-01-2004, 06:05 PM

Great article

tucker · 06-01-2004, 06:06 PM

Well put! That is a well thought out, timely and informative article. Rick, nice job!!

What have you found is the balance between membership price and cross sell prices that work to maximize the join without exposure?

chemicaleyes · 06-01-2004, 06:08 PM

Good read, thx for posting it.

Rick Latona · 06-01-2004, 06:09 PM

Quote:

Originally posted by tucker
Well put! That is a well thought out, timely and informative article. Rick, nice job!!

What have you found is the balance between membership price and cross sell prices that work to maximize the join without exposure?

Excellent question. Clearly there are many people on the board that would be better qualified to answer that question. As for us, we are now rotating join pages and agressivley pricing some but not all click throughs. A wise man once told me that his goal is to do 1,000,000 chargebacks a month because that meant he had to do 99 millioin and 1 that don't. The real art is to stay as close to 1% as possible without going over it, as you so aluded.

brand0n · 06-01-2004, 06:09 PM

great read

rick, i need to shoot down there and talk to you in a week or so about something else signup4cash has in mind.

whens a good time to come down and where is a nice place to stay?

slapass · 06-01-2004, 06:10 PM

Quote:

Originally posted by Rick Latona
, besides, the CEO of a major IPSP assures me that many banks won?t chargeback charges of less than 25 dollars.

IS THIS TRUE???? major news if it that works.

Jman · 06-01-2004, 06:10 PM

I like this article, especially the part about sponsor changing the info in the welcome email... " I know of at least three sponsors who have asked their IPSP to change the information on those emails so that all requests funnel through the sponsor who actually sold the membership."

You and I had a long conversation about this in Curacao and you know my views and ideas on this issue.

BTW I still think my idea would do great in this industry and would love to be able to run a test with you anytime you would be willing to... don't need much to run a test you know

Rick Latona · 06-01-2004, 06:12 PM

Quote:

Originally posted by slapass
IS THIS TRUE???? major news if it that works.

I trust the source but I'm not the source.

detoxed · 06-01-2004, 06:13 PM

Quote:

Originally posted by slapass
IS THIS TRUE???? major news if it that works.

There are many chargebacks for $1. Maybe SOME banks dont, but most do.

Phoenix · 06-01-2004, 06:14 PM

nice stufff Rick,

comprehensive overview on the issue, lots of nice points in there

Peaches · 06-01-2004, 06:15 PM

Thanks, Rick - now I don't have to look at nekkid wimmins to read it

Awesome article!!

WiredGuy · 06-01-2004, 06:19 PM

Quote:

Originally posted by Rick Latona
I think that hooking someone up with two separate 39.95 a month memberships is just a bit too much, and, besides, the CEO of a major IPSP assures me that many banks won?t chargeback charges of less than 25 dollars.

Is this really true that a lot of banks won't issue CB's for < $25 charges? If so, what's to stop a paysite from changing their model bi-monthly recurring at $20 each versus one $40 charge? Just throwing in some ideas...

WG

Rick Latona · 06-01-2004, 06:39 PM

Quote:

Originally posted by WiredGuy
Is this really true that a lot of banks won't issue CB's for < $25 charges? If so, what's to stop a paysite from changing their model bi-monthly recurring at $20 each versus one $40 charge? Just throwing in some ideas...

WG

That seems to be the hot point of the article. I've emailed the original source asking for him to post. I'll let you guys know.

SleazyDream · 06-01-2004, 10:10 PM

dougeetx · 06-01-2004, 10:13 PM

Quote:

Originally posted by tbabe
Great article

mary34d · 06-01-2004, 10:15 PM

rick u rock

Pornkings · 06-01-2004, 10:21 PM

we will be coming out with a new price point no one has tried, we will launch it with the new pornkings this month. I will keep you posted. had to get Paycom to agree

Always need to think one step ahead our Porn4abuck keeps us out of any chargeback issue's. Knock on wood

stay tuned for new and exciting things

Good read Rick

Strife · 06-01-2004, 10:22 PM

great read

makefuckingmoney · 06-01-2004, 10:24 PM

I have a bunch of 8.00 cb's

im sure quite a few people do.

Also, jettis isnt the only one that wants someone to phase out processing if they leave..thats no big secret. Every processor will do that.

pimplink · 06-01-2004, 10:26 PM

Thanks for posting!

mary34d · 06-01-2004, 10:26 PM

you never stop amazing me how smart you are.

Muffin · 06-01-2004, 10:27 PM

Great read Rick......well written, well laid out and lots of food for thought......looks like you inspired a lot of people to rethink their pricing structure and strategy......nice contribution!

EviLGuY · 06-01-2004, 10:43 PM

There were some good points in that article. I think everyone should read it even if they don't run paysites.

adamneve · 06-01-2004, 11:07 PM

great article Rick

Drake · 06-01-2004, 11:12 PM

Excellent read!

Dwreck · 06-01-2004, 11:24 PM

I must agree a good read!!

Rick is a genuis

AlienQ - BANNED FOR LIFE · 06-01-2004, 11:44 PM

I can live with $19.95 a month!
Per member

But wooo nelli them webmasters gonna be pinched!

Kiss good buy them 50 dollar payouts!

slavdogg · 06-01-2004, 11:52 PM

good article Rick

FabianC · 06-02-2004, 12:48 AM

Quote:

Originally posted by Rick Latona
... What?s the solution? Get your own merchant account and run all of your primary processing through it ...

With your own merchant you have the freedom of a little more creativity .. however, be prepared for the "reserve" shakedown from the merchant bank .. any where from 30-50% of your monthly billing. Meaning, if you're billing $100k/month, they'll hold onto 15-20% off the top until you've got $30-50K sitting in the bank which cannot be touched for 10 months .. give or take.

CSI was infamous for saying "oh, congrats, you're growing! In order for us to continue to process for you we're going to hold onto 100% of your deposits until we have $10K. Once we have $10k, we'll release 80% of your net earnings twice a week. We don't care that you have webmasters, bills, etc. to pay, we don't trust you because you're adult. Oh, you've had another account with us for years? Fuck you, we don't care."

Rick Latona · 06-02-2004, 05:55 AM

Quote:

Originally posted by makefuckingmoney
I have a bunch of 8.00 cb's

im sure quite a few people do.

Also, jettis isnt the only one that wants someone to phase out processing if they leave..thats no big secret. Every processor will do that.

He was telling me that "some or many" banks won't initiate a chargeback if all charges related were at 25 dollars or less.

Also, I agree that Jettis isn't the only one. It was just their TOS that got me thinking.

Rick Latona · 06-02-2004, 05:56 AM

Quote:

Originally posted by Pornkings
we will be coming out with a new price point no one has tried, we will launch it with the new pornkings this month. I will keep you posted. had to get Paycom to agree

Always need to think one step ahead our Porn4abuck keeps us out of any chargeback issue's. Knock on wood

stay tuned for new and exciting things

Good read Rick

No shit? You've got my curiosity running for sure.

Jace · 06-02-2004, 06:04 AM

Quote:

Originally posted by brand0n
great read

rick, i need to shoot down there and talk to you in a week or so about something else signup4cash has in mind.

whens a good time to come down and where is a nice place to stay?

i hear the atlanta jail has nice accomodations....haha

seriously, if you wanna be right by their office stay at the Omni, it is right next door...well, almost

hit me up when you come though, stay an extra day and we will woop it up again, i promise no jail this time....

Rick Latona · 06-02-2004, 06:14 AM

Quote:

Originally posted by brand0n
great read

rick, i need to shoot down there and talk to you in a week or so about something else signup4cash has in mind.

whens a good time to come down and where is a nice place to stay?

Just let me know when you are coming. I'll be here throughout most of the month.

Makingcoin · 06-02-2004, 06:33 AM

Great read. thanks

m00d · 06-02-2004, 06:40 AM

brand0n · 06-02-2004, 06:46 AM

Quote:

Originally posted by JaceXXX
i hear the atlanta jail has nice accomodations....haha

seriously, if you wanna be right by their office stay at the Omni, it is right next door...well, almost

hit me up when you come though, stay an extra day and we will woop it up again, i promise no jail this time....

thanks jace, and yea man u know ill defently get up with ya once im down.

scoreman · 06-02-2004, 06:57 AM

Chargebacks occur at FDR (First Data) for less than $25.00. First data currently does the large bulk of all IPSP business, although that is set to change here very soon. CCBill does not run their charges through FDR but they too have chargebacks for less than $25.00

Upselling, whenever there will be multiple charges from the same source on a credit card gets extra scrutiny from the consumer and the banks. Be it cross-selling, or upselling within the member's area the level of chargebacks is always higher with these products. You have to have a strong product behind them backed with good customer service or you will quickly butt up againt 1% if you push any real volume.

I have been told in the past by a few different folks high up in the IPSP chain of command that chargebacks increase incrementally by the raise in pricing point. With the exact same product you will see higher chargebacks the higher your price point. Many IPSPs will not take charges over $50 as they have found that consumers "see" those charges alot more than usual and the visibility results in significantly higher chargebacks.

That was a very informative read Rick, too bad instead of reading it yesterday we instead had to take that 5 hr detour through mudfields to get here. GFY needs it drama I guess.

Raf1 · 06-02-2004, 07:03 AM

good read

Chris Mallick · 06-02-2004, 08:52 AM

Quote:

Originally posted by Rick Latona
He was telling me that "some or many" banks won't initiate a chargeback if all charges related were at 25 dollars or less.

This is correct information based upon a statistical analysis of chargebacks.

Nice article Rick!

MicroChick · 06-02-2004, 08:55 AM

Rick, interesting article. I have seen many strong tough individuals brought to their knees by chargebacks. Chargebacks are not new to the porn industry or the internet. Many of those who got their start in the *900* phone business went out of business due to excessive chargebacks.

I have never heard of one bank who didn't issue chargebacks simply because the membership fee was low. In fact, I know webmasters who got into chargeback hell charging only $9.95 a month. There are too many wimps and crooks who want to get something for nothing, even if it means calling their banks and lying through their teeth.

Are you suggesting the answer is to use your own personal merchant's account? How many people do you know who have the kind of credit necessary to do this? Why would anyone want to use their own account when dealing with dishonest porn webmasters and scuzzy members (mostly young white men) who have no intention of paying a membership fee?

JFK · 06-02-2004, 08:57 AM

Thanks Rick , I actually read the magazine last nite

Rick Latona · 06-02-2004, 09:39 AM

Quote:

Originally posted by Chris Mallick
This is correct information based upon a statistical analysis of chargebacks.

Nice article Rick!

There you have it, folks.

MicroChick · 06-02-2004, 09:49 AM

Chris & Rick, where does one find this statistical information about bank chargebacks? I would like for it to be true, but that has not been my experience. I think a valid reference regarding this information would be valuable to all of us. Right now, it is just a casual comment coming from a webmaster.

Rick Latona · 06-02-2004, 09:56 AM

Quote:

Originally posted by MicroChick
Rick, interesting article. I have seen many strong tough individuals brought to their knees by chargebacks. Chargebacks are not new to the porn industry or the internet. Many of those who got their start in the *900* phone business went out of business due to excessive chargebacks.

I have never heard of one bank who didn't issue chargebacks simply because the membership fee was low. In fact, I know webmasters who got into chargeback hell charging only $9.95 a month. There are too many wimps and crooks who want to get something for nothing, even if it means calling their banks and lying through their teeth.

Are you suggesting the answer is to use your own personal merchant's account? How many people do you know who have the kind of credit necessary to do this? Why would anyone want to use their own account when dealing with dishonest porn webmasters and scuzzy members (mostly young white men) who have no intention of paying a membership fee?

I think the point is that the percentage drops drastically, if the price point is at that or lower. The more you charge, the more you are at risk.

MicroChick · 06-02-2004, 10:02 AM

"I think the point is that the percentage drops drastically, if the price point is at that or lower. The more you charge, the more you are at risk."

Rick, wouldn't you think that webmasters would have realized that charging outlandish fees like $39.95 for a monthly membership was way out of line? I stopped joining sites when the price went over $14.95. Nothing is worth it. I'm not that familiar with you and your websites, but didn't you charge those same high fees? Show me one webmaster who really cares about his members. Everyone is out for a buck no matter who gets hurt.

The porn industry needs to be shaken up. There are far too many lowlife idiots who don't give a damn.

Rick Latona · 06-02-2004, 10:05 AM

Quote:

Originally posted by MicroChick
"I think the point is that the percentage drops drastically, if the price point is at that or lower. The more you charge, the more you are at risk."

Rich, wouldn't you think that webmasters would have realized that charging outlandish fees like $39.95 for a monthly membership was way out of line? I stopped joining sites when the price went over $14.95. Nothing is worth it. I'm not that familiar with you and your websites, but didn't you charge those same high fees? Show me one webmaster who really cares about his members. Everyone is out for a buck no matter who gets hurt.

The porn industry needs to be shaken up. There are far too many lowlife idiots who don't give a damn.

No, we don't charge those fees and never have. However, we send traffic to programs that charge those fees so I'm by no means innocent. And my company and many other companies care deeply about the consumer. Read my other articles about running your buisness like an entertainment company rather than a processing company. My partners and I own some of the biggest "brands" in adult and you can't do that by scamming or bullshitting your way through the consumer pool.

smack · 06-02-2004, 10:16 AM

that's a great read rick thanks! you always bring good buisness oriented posts here. a rarity, but not an un-appreciated one.

thanks!

06-01-2004, 05:59 PM	#1
Rick Latona The Best Ideas Start Here Join Date: Dec 2002 Location: Atlanta Posts: 6,037	Since I wrote the Klixxx article I can actually post it here for you now Since I wrote the Klixxx article I can actually post it here for you now. Clearly the other thread got the point lost. Anyway, here was the article: Chargebacks You don?t have to be unethical to have chargeback problems. Sparse content and aggressive marketing methods are only two potential causes of chargebacks. The bottom line is that any program doing significant joins has to deal with the issue. There are a number of factors that can cause you to go above the 1% chargeback ratio that Visa allows, including natural attrition, your members? area, webmaster fraud, support issues, cross sells and your price point to consumers. If you want to stay below the 1% mark, you?ll need to deal with every one of these points. The other day I was reading the Terms and Conditions for processing through Jettis and I noticed a clause in their contract that required you to phase out processing over a 6 month period if you wanted to leave them as a client. This is because people rarely get notified each month when they are billed. It is quite common for a customer to notice that they have been getting billed recurrently only after some time has passed. If you don?t send new charges through the same IPSP account over and over, natural attrition of your customer base will put you over 1%. I know of one very high volume and well-known sponsor program that processed through Jettis for years and then switched to Epoch for various reasons. Recently that sponsor has had to start sending charges through Jettis again because they went over 1% by not sending them new joins. Now they will need to go back to Epoch for new joins because they will have the same problem there. What?s the solution? Get your own merchant account and run all of your primary processing through it or rotate two separate IPSPs so you don?t put all your eggs in one basket. Technically, customers aren?t supposed to chargeback fees just because they don?t like the product. However, in reality this happens all the time. Having a great members? area will not only decrease chargebacks but will also increase your total billing! At CJ Bucks, we do everything we can to keep the customers happy including separate members? areas for each of our sites and tons of well-organized content. This may come as a surprise, but there are many fraudulent webmasters! All program owners regularly cancel webmasters for pushing through fraudulent transactions. The frauds want to get a check from you before you?ve noticed so the key is to notice and catch them before you send the check. Most IPSPs will inform you of fraudulent webmasters, but you can always catch more than the processor by taking ownership of the issue yourself. Some methods are easier than others. One easy way to catch the crook is to look at their conversion ratios. If you have a webmaster pushing through joins at 1:3, the odds are that they are frauding you. If you show me a traffic source that converts at 1 in 3 I?ll buy all of the traffic for sale because such a thing just doesn?t exist. A much more difficult technique would be to build a system that checks to see if members login to their members? areas. If a webmaster sends five joins to you and none of those joins login to the sites, odds are that its fraudulent. The bottom line is that you must have a system in place to protect yourself against fraud. At CJ Bucks, we have many, so most crooks look for an easier target. Your support systems can make a huge difference. When a pay site member needs support or chooses to cancel, they have two choices: go to your site and look for support channels or go to the emails they received when they joined the program. Those emails most likely came from your IPSP and contain email addresses, links and/or phone numbers. Your IPSP couldn?t possibly answer questions about your members? area or the encoding of your videos. I know of at least three sponsors who have asked their IPSP to change the information on those emails so that all requests funnel through the sponsor who actually sold the membership. Cross sells are often blamed for the chargeback problem. Again, it?s how you use the cross sells that counts most. Some programs bury in their terms and conditions that the end user is joining more than one site while others use check boxes or even pre-checked boxes on their join page. Clearly there is a middle ground here -- your job, as a program owner, is to find that balance. I prefer the pre-checked boxes, but I leave the recurring monthly price for those memberships at 24.95 or less. I think that hooking someone up with two separate 39.95 a month memberships is just a bit too much, and, besides, the CEO of a major IPSP assures me that many banks won?t chargeback charges of less than 25 dollars. Chargebacks are obviously an important concern of everyone involved in a sponsor program, but the issue isn?t as cut-and-dry as simply offering better content. Of course, when selling an intangible product, it never hurts to deliver above and beyond your customers? expectations, but unless you efficiently shore-up all points of potential chargeback leakage, you still might find yourself running aground with the 1% policy. -------------------- Note: I wrote this months ago and the magazine just got mailed. I've learned a lot myself since this writing and will be posting more thoughts in a minute. __________________ Regards, Rick Latona http://latonas.com Latona's - We Sell Money Making Web Properties Note to buyers of websites and traffic: please check our inventory at http://latonas.com/websites-for-sale. If you would like to make an offer on something, just let me know.

06-01-2004, 06:05 PM	#4
tbabe Confirmed User Join Date: Dec 2003 Posts: 2,494	Great article __________________ Still one of the best programs on the net. According to their banner, you can get rich.

06-01-2004, 06:08 PM	#6
chemicaleyes UNSTOPPABLE Join Date: Aug 2003 Location: UK :: ICQ# 156068 Posts: 11,569	Good read, thx for posting it. __________________ No way as way, No limitation as limitation. AmeriNOC formally PhatServers

06-01-2004, 06:09 PM	#8
brand0n been very busy Join Date: Nov 2002 Location: the queen city Posts: 26,984	great read rick, i need to shoot down there and talk to you in a week or so about something else signup4cash has in mind. whens a good time to come down and where is a nice place to stay? __________________ want to buy this spot for cheap? it is of course for sale. long term deals are always the best bet. brand0n/ at/ a o l dot commies.

06-01-2004, 06:10 PM	#10
Jman Special Ops Consultant Industry Role: Join Date: Sep 2003 Location: Canuckstikan Posts: 22,508	I like this article, especially the part about sponsor changing the info in the welcome email... " I know of at least three sponsors who have asked their IPSP to change the information on those emails so that all requests funnel through the sponsor who actually sold the membership." You and I had a long conversation about this in Curacao and you know my views and ideas on this issue. BTW I still think my idea would do great in this industry and would love to be able to run a test with you anytime you would be willing to... don't need much to run a test you know __________________ Porn.ai Deepfake.com ai-dreamgirls.com email: [email protected] skype: jean.francois.laverdiere TG: @jman1216

06-01-2004, 06:01 PM	#2
emmanuelle Confirmed User Join Date: Mar 2003 Location: Oh Canada! Posts: 3,662	Thanks for posting that

06-01-2004, 06:03 PM	#3
Mr Cheeks Confirmed User Join Date: Apr 2002 Posts: 901	very nice read. good job!

06-01-2004, 06:06 PM	#5
tucker Confirmed User Industry Role: Join Date: Dec 2002 Location: LA Posts: 584	Well put! That is a well thought out, timely and informative article. Rick, nice job!! What have you found is the balance between membership price and cross sell prices that work to maximize the join without exposure?

06-01-2004, 06:14 PM	#13
Phoenix BACON BACON BACON Industry Role: Join Date: Nov 2002 Location: Poems everybody, the laddie fancies himself a poet Posts: 35,457	nice stufff Rick, comprehensive overview on the issue, lots of nice points in there __________________ Skype Phoenixskype1 Telegram PhoenixBrad https://quantads.io

06-01-2004, 06:15 PM	#14
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	Thanks, Rick - now I don't have to look at nekkid wimmins to read it Awesome article!!

06-01-2004, 10:10 PM	#17
SleazyDream I'm here for SPORT Industry Role: Join Date: Jul 2001 Location: Phone # (401) 285-0696 Posts: 41,470	__________________ This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog! Now read without the word dog.

06-01-2004, 10:15 PM	#19
mary34d Confirmed User Join Date: Aug 2003 Location: Northern Cuba Posts: 3,358	rick u rock __________________ The guys at CJ Bucks will do absolutely anything to get your business. You owe it to yourself to at least ask! Free Hosting, Content, etc. CJ Bucks has it all. Sign up! I'll show you my tits now you show me your traffic.

06-01-2004, 10:21 PM	#20
Pornkings Confirmed User Join Date: Oct 2002 Location: Roger V Posts: 5,334	we will be coming out with a new price point no one has tried, we will launch it with the new pornkings this month. I will keep you posted. had to get Paycom to agree Always need to think one step ahead our Porn4abuck keeps us out of any chargeback issue's. Knock on wood stay tuned for new and exciting things Good read Rick __________________ Pornkings.com

06-01-2004, 10:22 PM	#21
Strife Confirmed User Join Date: Aug 2001 Location: Canada Posts: 4,534	great read __________________ Buy & Sell Ads on The Most Sexy Advertising Network on the Planet

06-01-2004, 10:24 PM	#22
makefuckingmoney Confirmed User Join Date: Oct 2003 Posts: 3,277	I have a bunch of 8.00 cb's im sure quite a few people do. Also, jettis isnt the only one that wants someone to phase out processing if they leave..thats no big secret. Every processor will do that.

06-01-2004, 10:26 PM	#23
pimplink Confirmed User Join Date: Jun 2001 Location: Closer than you think Posts: 9,535	Thanks for posting! __________________ Need Mainstream Content and SEO? SEO * Website Copy * Blogs Blogging - PR Work - Forum Marketing - Social Marketing - Link building - Articles 100% Guaranteed Content!

06-01-2004, 10:27 PM	#25
Muffin Confirmed User Join Date: Apr 2003 Location: On The Intracostal! Posts: 568	Great read Rick......well written, well laid out and lots of food for thought......looks like you inspired a lot of people to rethink their pricing structure and strategy......nice contribution! __________________ Hi-Band Feed \| Low Band Feed

06-01-2004, 10:43 PM	#26
EviLGuY So Fucking Banned Join Date: Apr 2003 Location: malta Posts: 12,745	There were some good points in that article. I think everyone should read it even if they don't run paysites.

06-01-2004, 11:07 PM	#27
adamneve LIVING LA VITA LOCA Industry Role: Join Date: Oct 2002 Location: Internet Posts: 13,316	great article Rick __________________ MetArtMoney.com - #1 Nude Affiliate Program MetArt CCbill Affiliate Tools 4K, HD, UP TO 50 MEGAPIXEL Mobile & Tablet Support Daily Updates HTML5 Tools skype: adamneve8 ICQ# 174167541 AIM: adineve YahooM: adineve

06-01-2004, 11:12 PM	#28
Drake Hello world! Industry Role: Join Date: Mar 2003 Posts: 12,508	Excellent read!

06-01-2004, 11:24 PM	#29
Dwreck Confirmed User Join Date: Nov 2002 Location: Toronto Posts: 7,360	I must agree a good read!! Rick is a genuis __________________ Derek Dwreck Smout Program Manager Icq 165976549 Skype derekthomassmout

06-01-2004, 11:44 PM	#30
AlienQ - BANNED FOR LIFE best designer on GFY Join Date: Mar 2003 Location: IALIEN.COM - High Definition Video and Photographic Productions -ICQ 78943384 Posts: 30,307	I can live with $19.95 a month! Per member But wooo nelli them webmasters gonna be pinched! Kiss good buy them 50 dollar payouts! __________________ NAKED HOSTING FTW!11 I'm On The INSANE PLAN $9.95/mo! \| The Alien Blog Adult News Worth Reading Updated Daily \| Content For Sale! 641 PICS 216 MINUTES OF VIDEO $350.00 \|ICQ: 78943384 \|

06-01-2004, 11:52 PM	#31
slavdogg Confirmed User Join Date: Jan 2001 Posts: 3,570	good article Rick

06-02-2004, 06:33 AM	#37
Makingcoin Confirmed User Join Date: Aug 2002 Location: The Ditch Posts: 8,919	Great read. thanks __________________ www.MAKINGCOIN.com icq. 166-662-831 "Start making large coin!" Daddy I Get Paid To Be A Whore - Coming Soon

06-02-2004, 06:40 AM	#38
m00d So Fucking Banned Join Date: May 2002 Location: Parts Unknown Posts: 3,129

06-02-2004, 06:57 AM	#40
scoreman Confirmed User Join Date: Nov 2001 Location: Miami, Florida Posts: 1,491	Chargebacks occur at FDR (First Data) for less than $25.00. First data currently does the large bulk of all IPSP business, although that is set to change here very soon. CCBill does not run their charges through FDR but they too have chargebacks for less than $25.00 Upselling, whenever there will be multiple charges from the same source on a credit card gets extra scrutiny from the consumer and the banks. Be it cross-selling, or upselling within the member's area the level of chargebacks is always higher with these products. You have to have a strong product behind them backed with good customer service or you will quickly butt up againt 1% if you push any real volume. I have been told in the past by a few different folks high up in the IPSP chain of command that chargebacks increase incrementally by the raise in pricing point. With the exact same product you will see higher chargebacks the higher your price point. Many IPSPs will not take charges over $50 as they have found that consumers "see" those charges alot more than usual and the visibility results in significantly higher chargebacks. That was a very informative read Rick, too bad instead of reading it yesterday we instead had to take that 5 hr detour through mudfields to get here. GFY needs it drama I guess. __________________

06-02-2004, 07:03 AM	#41
Raf1 Too lazy to set a custom title Join Date: Oct 2003 Location: Writer for hire :) Gallery descriptions, articles, blog posts etc. ICQ: 209 356 106 Posts: 12,117	good read __________________ 80% Revshare or 30$ PPS on $1 trials: 200 Niches = Vidz.com Galleries / FLVs / Embeds 3 & 5mins FLVs \| RSS & Tube Feeds \| Matching Thumbs \| FLV Browser & Exporter \| No Prechecked Xsales >> Mobile Redirection Script: mobile.vidz.com also paying 80% net Lifetime << ICQ: 198-394-557

06-02-2004, 08:55 AM	#43
MicroChick Confirmed User Join Date: Nov 2002 Location: California Posts: 1,277	Rick, interesting article. I have seen many strong tough individuals brought to their knees by chargebacks. Chargebacks are not new to the porn industry or the internet. Many of those who got their start in the 900 phone business went out of business due to excessive chargebacks. I have never heard of one bank who didn't issue chargebacks simply because the membership fee was low. In fact, I know webmasters who got into chargeback hell charging only $9.95 a month. There are too many wimps and crooks who want to get something for nothing, even if it means calling their banks and lying through their teeth. Are you suggesting the answer is to use your own personal merchant's account? How many people do you know who have the kind of credit necessary to do this? Why would anyone want to use their own account when dealing with dishonest porn webmasters and scuzzy members (mostly young white men) who have no intention of paying a membership fee?

06-02-2004, 08:57 AM	#44
JFK FUBAR the ORIGINATOR Industry Role: Join Date: Jan 2002 Location: FUBARLAND Posts: 67,381	Thanks Rick , I actually read the magazine last nite __________________ Sig Spot Available –contact JFK @ FUBARWebmasters.com FUBAR Webmasters - The FUBAR Times - FUBAR Webmasters Mobile - FUBARTV.XXX For promo opps contact jfk at fubarwebmasters dot com

06-02-2004, 09:49 AM	#46
MicroChick Confirmed User Join Date: Nov 2002 Location: California Posts: 1,277	Chris & Rick, where does one find this statistical information about bank chargebacks? I would like for it to be true, but that has not been my experience. I think a valid reference regarding this information would be valuable to all of us. Right now, it is just a casual comment coming from a webmaster.

06-02-2004, 10:02 AM	#48
MicroChick Confirmed User Join Date: Nov 2002 Location: California Posts: 1,277	"I think the point is that the percentage drops drastically, if the price point is at that or lower. The more you charge, the more you are at risk." Rick, wouldn't you think that webmasters would have realized that charging outlandish fees like $39.95 for a monthly membership was way out of line? I stopped joining sites when the price went over $14.95. Nothing is worth it. I'm not that familiar with you and your websites, but didn't you charge those same high fees? Show me one webmaster who really cares about his members. Everyone is out for a buck no matter who gets hurt. The porn industry needs to be shaken up. There are far too many lowlife idiots who don't give a damn. Last edited by MicroChick; 06-02-2004 at 10:04 AM..

06-02-2004, 10:16 AM	#50
smack Push Porn Like Weight. Industry Role: Join Date: Mar 2002 Location: Inside .NET Posts: 10,652	that's a great read rick thanks! you always bring good buisness oriented posts here. a rarity, but not an un-appreciated one. thanks! __________________ Cry havoc and let slip the dogs of war.